Why You Need Jewelry Insurance in Addition to a Homeowners Policy

Even with a homeowners policy, you may not have as much coverage as you expect for certain assets, such as jewelry. That’s why having a separate jewelry insurance policy can be a wise choice. If you’re in the Chester, NJ area and looking for coverage for your jewelry, contact us at The Insurance Outfit. Our dedicated agents can help you find the right policies for adequate protection.

Jewelry May Not Be Fully Covered

Some policies may not cover jewelry at all, and most homeowners don’t thoroughly read the policies they select. Policies can be complicated and contain unfamiliar terms, so it’s crucial to consult an agent when choosing, updating, or renewing a policy to ensure you have the right coverage.

Your Policy Has Coverage Limits

Even if your policy covers jewelry, it may not have high enough coverage limits for your collection. This means you wouldn’t be fully compensated for your jewelry in the event of a loss. A separate policy specifically for the jewelry you own reduces this risk and provides peace of mind.

Our Agents Can Help Provide Peace of Mind

If you live in the Chester, NJ, area and are looking for quality jewelry insurance, contact us today at The Insurance Outfit. We understand the importance of protecting your valuable possessions and will help you find the best policy for your needs. Thus, you can enjoy your jewelry without worrying about whether it has the level of protection it deserves.