Who Can be on Your Health Insurance Plan?

Health insurance is something that everyone needs but that many people have a hard time determining who can and cannot be on your policy. For the most part, insurance policies clearly outline who can be insured on the policy but in some cases, further clarification is needed. For those in the Chester, NJ area the agents with The Insurance Outfit can help you learn just who can be covered on your policy.

First and foremost, those that are dependent on you like children, dependent adults that you have guardianship of, and your spouse can all be on your policy. This means that your family is going to be able to be protected by your policy. Children can stay on their parent’s policy until they are 26 years old, even if they are not living in the home.

The number and type of person that can be on your policy is dependent mainly on what type of policy you have. You can have an individual policy that covers only the main policy holder and you can have family policies that cover your family members. Dependent on what type of policy you have and who the policy is through, there is no real limit on the number of people that can be on the policy but rather the type of individual that can be on the policy.

Knowing who can be on your policy is the best way to ensure that your family does not go without health insurance. For those that live in the Chester, NJ area, the agents with The Insurance Outfit can let you know exactly who can and cannot be on your policy. That depends on what type of policy you have and who you want to insure.