What is Special Event Insurance?

Special events sprinkle our lives with wonderful memories. We often look back with nostalgia on these events, especially if we were not the one in charge of planning said event. The planning process of some of life’s most special events can feel anything but special. The word most often used is stressful. Pulling off a beautiful wedding or other big event has so many little and expensive details involved. Sometimes those details, or the entire event, does not go as planned, then what? Special event insurance was created for just these types of occasions.

What is Special Event Insurance?

Special event insurance is a short term insurance policy which can be purchased to cover special events in which you have invested money. This insurance policy will cover you in the event of unexpected circumstances such as lost deposits on services, or cancellation of the entire event. Even the most carefully and lovingly planned special event can come to a screeching halt. Although heartbreaking, at least with special event insurance it does not need to be bank account breaking. 

What Kind of Events Are Covered?

Most commonly special event insurance is used to cover weddings. Weddings are one of the most expensive types of special events planned. But in addition to weddings, it can also cover anniversary parties, baby showers, birthday parties, religious celebrations and other types of large scale events which you may want to be protected. 

Why Have Special Event Insurance?

If you are investing a large amount of money into anything, you want that investment protected. Many people invest a great deal of money into their special events each year, however, many of those events get canceled or certain aspects of the event do not happen to result in lost deposits. This type so insurance will reimburse you for your investment. 

If you would like to learn more about special event insurance please contact our friendly staff at The Insurance Outfit in Chester, NJ.