Insurance for Jewelry and Other High Value Items

Home owner’s insurance is a no-brainer, but do you also have a Personal Articles rider to cover jewelry and other high-value items? The Insurance Outfit in Chester, NJ has everything that you need to ensure that all of your possessions are adequately covered, in addition to the assets covered by your home owner’s policy.

Many consumers are not aware of the value limits that are included in the typical homeowner policy and are unpleasantly surprised at the time of loss. If you have personal items that exceed the item reimbursement amount of your home policy, let us help to make sure you have the coverage you need.

Jewelry Insurance and Coverage for Other High-Value Items

Are you aware of the value limit that is placed on single items covered in your home owner’s policy? Most policies limit the amount of reimbursement for loss or damage to a single item. If you have expensive jewelry and other personal items such as electronics, artwork, or specialized sports or hobby equipment, a Personal Article rider is likely necessary.

Protecting jewelry is imperative as these items are popular targets for theft. Additionally, most jewelry has sentimental value, and while this cannot be covered, receiving an adequate monetary reimbursement in the event of theft or damage can help to ease the pain of the loss.

The Insurance Outfit is proud to serve the greater Chester, NJ area and would welcome the opportunity to work with you. Please give us a call today at (908) 955-7561 to set up an appointment to review your jewelry coverage. If you possess a lot of high-value items, a rider to your home owner’s policy is likely necessary and we are here to make sure you have the comprehensive coverage that you need.