The Insurance Outfit Agency in Randolph, NJ

Insurance is one of those things that everyone needs, but everyone is reluctant to buy. Part of the reason for this is because it’s complicated. You need to know what your state insurance requirements are, as well as the requirements of any lenders who have a financial interest in your home or automobile. Even if you know all this, it’s still challenging to find the right insurance agency and the best possible price. If you live in or near Randolph, NJ, the Insurance Outfit Agency is here to help.

For New Jersey drivers, insurance is required and drivers basically have an option of a basic or standard policy. Both offer property damage liability and personal injury protection (PIP), but the standard policy also includes bodily injury liabilty. Also, with the standard policy you retain your right to sue for pain and suffering if you are injured in an accident. Beyond this coverage, if you acquire your vehicle with a loan, the finance company will often require you to carry collision and comprehensive coverage so that they recoup their loss if something happens to your car. As your independent agent in Randolph, we understand New Jersey insurance law and can help to make sure that you have the coverage you need.

Of course, there are more types of insurance than just auto insurance. We can help you with other types of insurance, as well, including home insurance. Your mortgage lender will have strict requirements for how much coverage you need, and we can help you to meet those requirements. The best part is that if you’re looking for auto or home insurance, you can compare quotes right on our website to assure that you’re getting the lowest possible premium. The insurance Outfit Agency is the insurance agency you need to for all of your coverage needs, so call us today!