How does health coverage work with alternative therapies?

Posted on by AgentInsure

Complementary and Alternative Medicine (CAM) may not fit neatly into the traditional Western medicine model, but it is gaining recognition and acceptance. While most insurance plans primarily cover conventional medical practices, some also extend coverage to include certain CAM therapies. Whether you’re seeking CAM coverage under an existing plan or looking to incorporate it into a future one, we can help. The Insurance Outfit in Chester, NJ, is here to answer all your health insurance queries and help you find a policy that suits your needs.

Complementary and Alternative Medicine Explained

Medicine and therapeutic approaches stretch far beyond conventional treatments. The Cleveland Clinic categorizes several therapies as part of CAM, including:

  • – Manipulation and body-based practices: chiropractic, massage, osteopathic manipulation
  • – Mind-body techniques: meditation, yoga, biofeedback, hypnotherapy
  • – Energy force therapies: acupuncture, Tai Chi, Qi gong
  • – Other approaches: herbal remedies, aromatherapy, art therapy

Understanding Your CAM Coverage

Coverage for CAM varies significantly across health insurance carriers. It’s advisable to consult with your traditional medical provider before beginning any alternative therapy. Not only might their approval be necessary for insurance coverage, but they may also help connect you with reliable CAM providers.

Always double-check your insurance carrier’s stance on CAM services and understand the extent of your coverage. Services like chiropractic, acupuncture, and massage therapy are often covered under particular circumstances, albeit at potentially higher costs out-of-pocket. Considering CAM coverage when choosing your health insurance plan can prove beneficial.

Securing Health Insurance Through The Insurance Outfit

For individuals located in or near Chester, NJ, who need health insurance that perfectly aligns with their needs or those of their families, reach out to The Insurance Outfit at 908-955-7561. We are eager to discuss your requirements and craft a plan that meets all your needs.