RV camping during the winter months can be a perfect time to bond with the family, hit the slopes or stay inside and enjoy a winter wonderland. It can also be a time to update your RV insurance in the event of cold-weather hazards or mishaps. If you’re headed for winter-weather fun, The Insurance Outfit of Chester, NJ can help you review your policy and make sure it’s up to date.
Review the Type of Coverage You Have Before Your Trip
RV Insurance encompasses different types of coverage. Liability is required, then there’s comprehensive and collision. But there’s also vacation coverage, emergency expense coverage and other additional or supplemental coverage.
If you’re not sure what you’ll need for your winter adventure, you should contact an insurance agent for advice on the best coverage to protect your investment during your excursion.
Check Your Coverage Limits and Consider Purchasing Additional Coverage
If you’re carrying the minimum required amount of insurance, your policy likely has limits to what’s covered. So, any additional equipment, and gear in your RV may not be covered. Perform an inventory of all the contents you’ll carry in your RV during your winter trip to ensure you get adequate coverage.
For example, if you’ve got snow toys like skis, snowboards or even a snowmobile in tow, you’ll want to review your policy to make sure they’re covered. If not, consider updating your policy to protect these items in case of unforeseen events.
Contact An Agent to Update Your RV Insurance
You want to have an enjoyable experience winter RVing, so it’s important that your RV has the protection it needs. Don’t spend your vacation worrying about the what-ifs of not having adequate coverage. Contact The Insurance Outfit in Chester, NJ today!